• 650 Champlain suite 201

    Dieppe Nouveau-Brunswick

  • (506) 380-9546

World Elite Rogers Bank Mastercard Cardholder Agreement

Cash advances can be processed at an ATM or at any bank. That`s $5.00 every time you receive a cash advance inside or outside of Canada. To check the Mastercard exchange rate® before purchasing, please visit: www.mastercard.com/global/currencyconversion. Welcome bonus of $25 in cash back on the first card purchase within 3 months of receiving your card To be eligible for the Rogers™ World Elite® Mastercard®, your personal income must be at least $80,000 (or $150,000 in household income); or if you are currently spending $25,000 or more on your Rogers Bank™ Mastercard®. You can apply for a cash advance in the country where you are travelling. There is a fee of $5.00 per cash advance outside of Canada. Please note Rogers Bank`s disclosure regarding™ the annual interest rate on cash advances. For more information, see the Cardholder Agreement and the Disclosure Summary. What is the interest rate on Rogers Bank Mastercards? To maintain eligibility for the Rogers World Elite® Mastercard account®, you must have a minimum annual expenditure of at least $15,000 in total purchases during each annual review period.

The annual review period shall begin on 1 August of each year and end on 31 July of the following year. If you exceed your credit limit, your purchases may be declined. If a purchase that exceeds your credit limit is approved, you will be charged an overage fee of $29 once per billing period. All transactions made in a foreign currency will be processed at the rate set by Mastercard International on or after the date of the transaction and no later than the date the transaction is credited to your account (which may not correspond to the date of the transaction), plus an amount equal to 2.5% of the transaction amount after it is converted into Canadian dollars. converted to Canadian dollars. How do I increase or decrease my credit limit? $5.00 for an additional copy of your monthly statement or to reprint a transaction record. There is no fee for a transaction reprint for Quebec residents. . If you do not pay your invoice within the grace period without interest, interest will be charged from the moment of purchase. Detailed information can be found in the cardholder`s contract here. The unredeemed payment fee is $42.00 each time a payment you make to or from your credit card account is not exchanged.

. Account transaction activity alerts display the amount of your purchase in Canadian dollars with the exchange rate applied. The purchase amount on your bank statement includes the foreign transaction fee of 2.5% in addition to the exchange rate. To upgrade to the Rogers™ World Elite® Mastercard®, your personal income must be at least $80,000 (or $150,000 in household income). or if your annual spending on your current Rogers Bank™ Mastercard® is $25,000 or more. To maintain eligibility for the Rogers World Elite® Mastercard account®, you must have a minimum annual expenditure of at least $15,000 in total purchases during each annual review period. The annual review period shall begin on 1 August of each year and end on 31 August. July of the following year. Below are some important credit card change information: Why doesn`t the Canadian dollar amount for my international transaction match what was sent to me in my account alert? Subject to loan approval PLUS minimum income requirement of $80,000 annual personal income or $150,000 annual household income.

To maintain your eligibility, you must make $15,000 in annual expenses each year. $29.00 if your outstanding balance exceeds your credit limit; Fees are only charged 1 time per billing period. These fees do not apply to residents of Quebec. What do I have to pay for a purchase in a foreign currency? Accounts opened less than 18 months before the end of an annual review period do not necessarily have to cover the minimum annual expenses for that annual review period. Credit card protection services that work day and night to keep you safe. What happens to my automated payments that I set up on my existing credit card account when I switch to the Rogers World Elite Mastercard? You can view the Rogers Bank Mastercard interest rate and fees in the Disclosure Summary, click here. With the Rogers™ World Elite® Mastercard®, you have access to our highest cash back rewards, wherever you shop, with no hidden limits or fees. Plus, there`s no annual fee! Can I have a Rogers Platinum Mastercard and a World Elite Mastercard at the same time? You can also sign up for account notifications to be notified of account activity while you`re away, including monthly payments or budget reminders. For instructions on how to sign up for account notifications, click here. Please ensure that your account information includes your current email address and mobile phone number.

This helps us to contact you as soon as possible in case of suspicious account activity. Yes, you will receive a new card and number within the next 7-10 business days. Since you have a new credit card number, update all pre-authorized payments you have on your current card with your new credit card details. A $5.00 fee applies if you purchase items that can be converted directly into cash or similar to them, including money orders, bank transfers, traveler`s checks, and gaming transactions (including betting, off-track betting, racetrack betting, casino game chips, and lottery tickets). . All recurring payments currently set up on your existing credit card account, e.B. Your Wi-Fi or Internet bill must be changed. Once you have received your new credit card, contact the merchants and provide them with your new credit card number. The card offers the benefits of Mastercard®, including: Our fraud detection systems automatically protect your account while you travel, so you do NOT need to notify us of your travel plans before you leave. Continue to use your card normally, and we will only contact you if necessary.

. We value your business and want to make sure you have a credit limit sufficient for your needs. For new accounts, we usually need to set an account history of at least 6 months before increasing your credit limit. To request an increase or decrease in the credit limit, call 1-855-775-2265. To maintain your account, you must have a minimum annual expense of at least $15,000 in your account during each annual review period. An annual review period shall begin on 1. August of each year and ends on July 31 of the following year. If you have not complied with the minimum annual expenses during an annual review period, we reserve the right to transfer the account to another Rogers Bank credit card product as of November 1 during the next annual review period, without affecting rewards earned up to the date of the change. When you sign up for Rogers Bank account notices™, we will automatically notify you by SMS or email when your account changes, including a change in your credit limit. For instructions on how to sign up for account notifications, click here. Chip & PIN Technology: The data on your credit card chip is extremely difficult to copy or modify, which protects against counterfeit fraud, and the PIN code offers additional protection in case your card is lost or stolen. You can avoid being charged interest by paying the full statement on the due date of the statement.

This is your interest-free grace period! This interest-free grace period does not apply to cash advances, cash-type transactions or balance transfers. It takes about two days for an emergency card to arrive. There is no charge to obtain an emergency card. With all Rogers Bank™ Mastercard credit cards®, you get a higher cash back rate when you pay in foreign currencies – when you travel outside of Canada or when you make an online purchase from a non-Canadian merchant. If you choose to pay in the foreign currency, you will also benefit from the Mastercard exchange rate® and not the exchange rate offered by the local merchant. .